:root{--ink:#17212b;--muted:#5e6872;--paper:#fffdf9;--panel:#f4f0e8;--accent:#9a4f34;--deep:#263f4b;--line:#ded8ce;--white:#fff;--shadow:0 10px 30px rgba(23,33,43,.07)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:17px/1.66 system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif}
a{color:var(--deep)}img{max-width:100%}.wrap{max-width:1180px;margin:auto;padding:0 22px}
header{position:sticky;top:0;z-index:10;background:rgba(255,253,249,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.top{display:flex;align-items:center;justify-content:space-between;gap:22px;padding:14px 0}.brand{font-size:25px;font-weight:900;text-decoration:none;color:var(--ink);letter-spacing:-.8px}.brand span{color:var(--accent)}
nav{display:flex;align-items:center;gap:16px;flex-wrap:wrap}nav a{text-decoration:none;font-weight:700;color:var(--ink);font-size:15px}.header-cta{background:var(--accent);color:#fff!important;padding:9px 13px;border-radius:9px}
.layout{display:grid;grid-template-columns:minmax(0,820px) 270px;gap:42px;align-items:start}.hero{padding:55px 0 30px}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:12px;font-weight:850;color:var(--accent)}
h1{font-size:clamp(38px,5.7vw,62px);line-height:1.03;letter-spacing:-1.8px;margin:.14em 0}.lede{font-size:20px;color:var(--muted);max-width:820px}
h2{margin-top:44px;font-size:29px;line-height:1.18;letter-spacing:-.6px}h3{margin-top:27px;line-height:1.25}.breadcrumbs{font-size:14px;color:var(--muted);padding-top:20px}
.card,.verdict,.sidebox,.note{border:1px solid var(--line);border-radius:17px;padding:22px;background:#fff;box-shadow:var(--shadow)}.verdict{background:var(--panel);margin:25px 0}.verdict h2,.sidebox h3,.card h3{margin-top:0}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.cta{display:inline-block;background:var(--accent);color:#fff;text-decoration:none;padding:13px 18px;border-radius:10px;font-weight:850;margin:8px 0}.cta.secondary{background:var(--deep)}
.sidebar{position:sticky;top:92px;padding-top:55px}.sidebox{margin-bottom:18px}.sidebox p{font-size:15px;color:var(--muted)}.sidebox .cta{display:block;text-align:center}
table{width:100%;border-collapse:collapse;margin:20px 0;font-size:16px}th,td{text-align:left;padding:11px;border-bottom:1px solid var(--line);vertical-align:top}th{background:var(--panel)}
.disclosure,.source-note{font-size:14px;color:var(--muted);border-left:3px solid var(--accent);padding-left:12px}.article p,.article li{color:#303a43}
footer{border-top:1px solid var(--line);padding:34px 0 50px;color:var(--muted);font-size:14px;margin-top:65px}.footerlinks{display:flex;gap:16px;flex-wrap:wrap}.pill{display:inline-block;background:var(--panel);border-radius:999px;padding:5px 10px;font-size:13px;font-weight:750;margin:3px}
@media(max-width:900px){.layout{grid-template-columns:1fr}.sidebar{position:static;padding-top:0}.top{align-items:flex-start;flex-direction:column}.grid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.grid,.grid2{grid-template-columns:1fr}.hero{padding-top:36px}h1{letter-spacing:-1px}nav{gap:10px}.header-cta{width:100%;text-align:center}}